The Crazy Suburban Mom: 2013-04-14

Thursday, April 18, 2013

From To-Do to To-Done to The Mall!

My cash envelope system is an enormous success.  Since I began using cash envelopes in my Filofax back in December I've accumulated  hundreds of dollars.  Some is still growing (Xmas) some is used more regularly (Medical Expenses) but it's all rather  astounding to me.  In the past I lived paycheck to paycheck.  When another payday rolled around I was frequently at (or very close) to not having a dime left.  (In fact a month or two before I started doing this I over drew my checking account.)

After a while I had a few hundred dollars in the envelopes and I moved the money out of my Filofax for two reasons; it was taking up a significant amount of ring real estate and I didn't feel comfortable having it all in one place.  If I lost my Filofax, it was gone.

I've learned I do better with cash.  Cash is real; it hurts to spend it.  Swiping a debit card is like paying with faux-money from  Ethereal Bank of the Universe.  And it doesn't feel like I'm spending MY money.

Armed with this new-found self awareness I thought about ways I could implement something else to make life easier.    I don't know if anyone remembers but I wrote myself a 'how to be neat' list...  A major struggle I have is not doing things, NOW!  I put off dozens of little things to do later and when later comes, taking care of all these things is so major I don't have the energy to tackle it.

So I combined getting what I have to do done in a timely manner with cash envelopes.

BeFunky Orton on iPhone

Front and center, the first thing in my Filofax is an envelope with a label; Do it now. 

BeFunky Orton on iPhone

Inside are Fifty one dollar bills.    Every time I do something now, anything, I move a dollar to...

BeFunky Saturation on iPhone

The second zipper pocket that is labeled , Spend it Later.   

BeFunky Orton on iPhone

It's really helping me and stops me from putting things off during the day.

BeFunky Orton on iPhone

Not a hundred percent of the time but a lot more then I did before setting this all up.

I will update how this works but I think it will be perfect for me.  It will get me to do small chores as they come up and provide me another way to manage spending money.


A look at Filofaxes with 4 rings (Pocket Windsor)

Philofaxy did a post on the four ring Filofaxes (here)  and since I have one I did a quick video to show it.
There were also several durability issues on this planner that I point out since they come up fairly frequently on ebay.  


Tuesday, April 16, 2013

The Filofax Portland Grand is Awesome Sauce!

And it was worth waiting a year for!


Sunday, April 14, 2013


This is fun!

Drawing to make my Filofax happy!

 This Pentel artspencil is eight colors of maximum drawing fun! 

*My original post on it is here and a video is here.


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